Find out more about Pennsylvania lapband ! Every time you get in a car, you can get into a horrible unforeseen accident. Luckily, such accidents are rare, and we go about our driving without much thought to it. Similarly, the Lap Band has potential significant risks, but many of the significant risks are extremely rare.
For example, with every surgery procedure, including the Lap Band, there are potential but rare risks of bleeding, infection, heart attack, stroke, kidney failure, brain damage, and death. Also there are more specific risks with abdominal surgery such as the Lap Band procedure including, damage to internal organs such as the stomach, intestines, or spleen.
That being said, some companies will of course require documentation that this surgery is in fact the best option for your particular circumstance. In this case, the documentation they seek is a letter stating the medical necessity of having this surgery, which can be provided by your doctor. Funny how, even when we’re grown up, we still seem to need doctor’s notes. That said, the company will look for specific information, such as the length of time you’ve been struggling with your condition. Side effects of your condition and of course, how long you’ve tried to beat it and what methods you’ve used. ~In short, they are looking for a relatively detailed medical history centering around your weight loss issues.
Finally, what happens if your company excludes weight loss surgery coverage? Well, one option of course is to switch companies. Another is to appeal the decision again with a letter from your doctor. Although if you like your insurance company, this may seem a good route to take, perhaps the faster one would be just to switch entirely. Just remember that no matter what you do, when it comes to lap band insurance coverage, you need to be prepared.