Archive for April, 2009

Covered call strategies revealed

Posted By stevenlocke on April 30, 2009 @ 5:03 am

What is Renting Shares?

Share Renting has been a popular term of late. There are many that are not certain about what this actually means and are curious to find out more. All of us know about owning a house and renting it out. This is very similar.

The options trading strategies taught by 21st Century Academy and Jamie Mcintyre are all that you will need to accumulate residual or passive income quickly. This guide can provide you with all the information and techniques to Renting Shares Out successfully. The course is very detailed and offered as a convenient home study package. Learn all you need to know through easy to understand videos, CDs and DVDs.

Learning how to sell covered calls should be done as there is much profit to be had. One can quickly turn around their life and make a leap in their monthly earnings in a short space of time. Making profits was never so easy.

The Renting Shares Strategy

The 21st century education system has allowed thousands to go to sleep with the peace of mind that they continue to make profits while they sleep. The strategies taught enable an increase in monthly income using the techniques taught which once learnt will never let you down.

How? Using a unique share market cashflow strategy called “”Share Renting”" or “”Rent Out Shares”".

Jamie McIntyre spent years of his time, plus tens of thousands of dollars researching this information.

The Jamie Mcintyre education package will teach you all the tricks and tips that you need to succeed so that you will not be on your own and struggling. You will be able to duplicate his successful techniques and make strides in no time. You will not be reaching for the stars and failing but instead on a steady road to success.

The Key is to Take Action

When you are using the how to rent shares strategy you are to be applauded on taking this initiative and you probably will wonder why others are not doing this!

If you are yet to start, here is a little motivation. If you look at this a different way, it is costing you around $2,000 to $3,500 per month, every month that you are NOT renting your shares out.

The use of covered call strategies can be making you as much as $5000 – $15000 if you are from an above average income bracket. This is money you should not lose out on so get started using the strategies that can make you that money every month.

For further residual income shares strategies click here: Renting Shares


Hotels Aren’t the Only Place to Stay on Your Holiday

Posted By Matthew Kepnes on @ 3:01 am
by Matthew Kepnes

Accommodation is one of the greatest day to day expenses travelers have and everyone is always trying to find cheap accommodation. No matter what your preferences may be, you want to find a cheap place to rest your head on your holiday. Most people stay in hotels while they are on vacation but this isn’t always the cheapest option. There are many other cheaper options for people on vacations.

A good option to staying in hotels are hostels. Hostels are like cheaper hotels. They have dorm or single rooms, communal bathrooms and showers, common rooms, and kitchens to cook in. They typically cater to younger travelers. You dont get as many amenities as you get in hotels or the luxury either but if you are traveling on a budget or just hope to meet other travelers, staying at hostels should be at the top of your list while you travel.

If you are looking to pay nothing, consider Couchsurfing. Couchsurfing connects travelers with people around the world who let them stay for free in their home. Sometimes you get a nice bed, sometimes a couch, sometimes you just get space on the floor. You make a local friend and learn the insiders view on all sites and activities. People are scared to couchsurf because they dont think it is safe. But you dont need to worry. The people use this service are usually very open minded people and nice people. Just use common sense. Moreover, this site and sites like it are aware of this and take steps to provide security for their users. They provide various levels of verification and allow users to rate and leave comments on travelers profiles so you know if someone is a psycho or worth staying with.

Home exchange is another good option for travelers. Home exchange has been around for decades but is increasing in popularity as hotel prices go up and people look for other places to stay. Home exchanges are like they sound- you exchange homes with another family from somewhere else.

Another option for people apartment rentals. Many cities have furnished apartments for people and travelers. These are usually rented out by the week or month. If you are staying in a city for a long time, they can be a great option. You’ll get amenities like a kitchen and laundry that you can’t get in hotels. They are great for families or people who want a little comfort of home.

Staying at a hotel can be a wonderful accommodation chose for a little pampering and relaxation but hotels are often impersonal ways to connect with other people and get to know a city beyond its major attractions. These alternatives to hotels will give you with a more intimate way to see a city, meet the locals, and meet other travelers. It also mixes up your accommodation and many times that can give you a whole new perspective on a destination. Consider staying somewhere other than a hotel the next time you travel.

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T. Harv Eker – What You Should Know

Posted By stevenlocke on April 29, 2009 @ 5:31 pm

T Harv Eker

If you haven’t heard about T. Harv Eker, you should have!  Using the principles he teaches to others, he became a millionaire in just two and a half years.  He then founded Peak Potentials training to help others do the same.

When I first encountered them, I was pretty skeptical about Eker’s claims.  After all, doing that well in such a short time seems impossible.  Then, however, I heard about the principles that are behind his methods.

Eker tells us that if we want to be millionaires, we have to learn to think like millionaires.  Everyone has a basic financial blueprint that tells us how to think about money and how to use it.  This plan is what dictates whether we’ll be financially successful.

Because of this, even those of us with a lot of financial knowhow could be holding ourselves back.  Fear, doubt, and worry are all signs of a poor financial blueprint.  Millionaires have a different way to think about money, and it helps them be successful in every part of their lives.

Eker was the son of poor European immigrants who had only a few dollars when they came to North America, and he’s changed his financial blueprint to become wealthy.  Now, he’s decide to share the knowledge about how to do this with everyone else, so we can all be just as successful.  Using the Peak Potentials Training group and T. Harv Eker’s books, you can learn the principles you require to be truly successful.

The process here isn’t necessarily a comfortable one.  T. Harv Eker’s methods of opening our minds and changing how we think about success and finances can be rather difficult.  If you don’t have the kind of dedication that’s needed to change your life completely, you should avoid this kind of program.

However, if making a difference in your life is important to you, T. Harv Eker may have the right vehicles to help you.  Changing your internal financial blueprint could be exactly what you need to succeed in your life.  His high intensity style helps us keep going and make it through even the worst blocks in our road to success.

If you’ve spent a lot of your time trying to succeed without much in the way of luck, don’t be tempted to give up.  I was able to take control of my life and change how I thought, and you can too, as long as someone shows you how.

While it might seem like the road to success is a long one, remember to pay attention to your progress.  When you change your internal blueprint, you actually start seeing results right away – they’re just small ones.  Those are the signs that you’ll get to your personal peak in the end.

Not sure whether T. Harv Eker has the answers you need for success?  Remember that I was skeptical, too – find out more and examine what he has to say, and come to your own conclusions.  You’ll be amazed at what you decide.

Lifetime Mortgage Provide Equity Release Solutions To Pensioners Needing Cash

Posted By Lyndon Wright on @ 3:02 am
by Margaret Evans-Gili

Pressures are increasing on our retired population. They depend on their life savings to financially assist them with their day to day living expenses. With interest rates decrease the value of their savings is falling.

Pension schemes have lost valuerecently in the stock market fall thus decreasing their value on drawdown. This will leave people nearing retirement with a gap in their retirement funds and seeking another stream of income.

As Life long pension and investment values are falling pensioners are looking for new ways to fund their retirement. The rising prices of fuel and food are taking the toll on bank balances making it difficult to afford the lifestyle they have saved for.

The key to making they right decision regarding Equity Release Schemes is research and good advice. Equity release schemes can help provide for retirement but aren’t suitable for everyone.

Equity Release Mortgage providers make decisions on the amount you can borrow via variables such are age, health and property value. There are a number of products available but most of them allow borrowing of around 35%-55%. If you are on means tested care funding or benefits check to see if your eligibility will be affected.

A negative equity guarantee is always a good idea with Equity release. This means even if the value of the house drops significantly you will never owe more than your house is worth. Use a lender who is a member of SHIP (Safe Home Income Providers) and well known or recommended.

Important factors to consider are charges when using Equity Release. Your personal circumstances could change and an early redemption penalty could effect an eventual outcome.

Sale and Rent Back schemes are sometimes confused with Equity Release. They are completely different and the former is not regulated by the Financial Services Authority.

You should always obtain independent legal advice before proceeding. Equity release can be complex. Make sure you have all the facts at hand to ensure you make an informed decision.

In summary Equity Release Schemes are a good idea and can work well. However you must do research and I suggest you find a qualified advisor specialising in this market. All up to date facts are essential.

We would expect to see a increase in the amount of people chosing to add equity release into their retirement planning.

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Best Five Places to Stay on a Honeymoon in Egypt

Posted By David Hughes on April 28, 2009 @ 3:05 am
by David Hughes

Are you looking for a romantic and amazing place to have your honey moon? Well, how about the land of pharaohs? Yes, Egypt offers you a passionate as well as wondrous honey moon. If you think Egypt is only about history it is not true as this land holds much more than mere historical impacts which can make your honey moon a wonderful experiences. With some of the best and most romantic places to resides, Egypt can give you a perfect package to enjoy a great honeymoon. Here we have the top 5 places where you can have a wonderful honeymoon.

1. The Mena House Oberoi, Cairo.

Cairo, the heart of Egypt, is the most startling place to be at in Egypt. Crammed with various wonders of the world, you will have a spectacular honeymoon in Cairo experiencing the Pyramids at Giza amongst other historical sites.

The Mena House Oberoi is the perfect hotel for you in Cairo. Established in 1869, it is one of the most luxurious hotels in Egypt. It is perfect for honeymooners for its amazing luxurious offerings such a 24-hour room and butler service, and bars.

2. The Nile Palace, Luxor

Located in southern Egypt, Luxor is brimming with some of amazing things for your honeymoon. Luxor is in fact built on the carcass of the primordial city of Thebes, and is full of legends and amazements. Nile Palace hotel is in its heart which is one of the finest places to stay for you honeymoon. Being in the close vicinity of river Nile, this hotel is perfect for money moon couples. It provides a perfect ambience of romance and loveliness which all honeymooners crave for. It offers luxury gym, pools and health club and everything you ought to have on your honeymoon.

3. Oberoi Philae Cruise on the Nile

One more astonishing place to have your honeymoon in Egypt is Oberoi Philae Cruise. You can have a striking honeymoon travelling on the Nile at cruiser Philae, which possesses 58 suites and is filled with luxury. You will have personal showers and bathrooms, balconies and sun loungers, all of which will make it the most excellent place for you honeymoon tour.

4. Kasr Ibrim, Lake Nasser

If you desire to have a honeymoon on cruise you can also discover the Kasr Ibrim. It is a magnificent cruise which sails on Lake Nasser and gives you a striking honeymoon time. You will find some wonders of history in addition to the lavishness you look for your romantic tour.

5. The Al Baben Shall, Siwa Oasis

If you wish to have much solitude and luxury on your honeymoon in Egypt, the place for you to go to is the Al Baben. It is a wonderful boutique hotel by the Siwa Oasis which is close to the Egyptian sand sea. A lot of tourists like to stay at this Oasis and discern the amazements Egypt possesses.

In reality, your honeymoon here will provide pure Egyptian experience. The setting is entirely of Egypt with luxurious rooms having rustic feel, together with rooftop eating places providing delicious traditional food.

This towns not big enough for two of us!

Posted By JR Rooney on April 27, 2009 @ 3:06 am
by LJ James

It was a quite day in a small Bar in upstate New York . The girl working behind the bar was young, she had just turned 18 and had only been bar tending a few weeks, this was her first time working alone. Everything was going fine with only two of the regulars in the back shooting pool it was nothing she could not handle she thought to herself.

Then the front door opened and in walked ten of the biggest men she had ever seen. They talked loudly and as they walked over to the far side of the bar, She got a look at the back of their jackets. She could easily see that the markings on them where all the same. The men ordered pitchers of beer and their talking only got louder as they drank more and talked about things she did not understand. Then the men went quite as the front door opened and in walked seven more large men, at first she thought these seven men where with the first Ten as they looked and dressed similar but as she looked at the markings on the backs of these new comers Jackets she could tell while they where similar the markings where different, By the way the two groups where looking at each other she guessed the difference must mean a lot to them.

The Seven men sat up toward the front of the bar and also ordered pitchers of beer. The young girl did her best to make sure both groups where kept happy, but it was just a matter of time and Beer! When one of the men from the first group called out to her, “Hey Honey don’t worry about those guys, there losers! Come over here and hang with some real men.” That was all it took, the fuse was lit. “Who you calling losers pal we are good enough to beat you any day of the week!” Yelled back a guy from the second group. “You may think your as good as us but you never will be!” Yelled back a man from the first group.

Then in what was a blur to our young barmaid a fight broke out between the two groups it was loud and she could hear glass and wood breaking all around her as the men cursed and screamed at each other. This young Girl was scared and she feared for her life.

Her fear abated a little when in the distance she heard sirens. The police are coming, she thought to herself as she hid behind the bar. The police arrived in force and they stormed in arresting the men and taking them away. When things got quite and all the men where taken away the young girl looked around the small bar. So much damage she thought to herself, She looked at one of the officers and asked how did you know to come here. We got a call that these two groups where both heading to this bar and we just knew, it happens all the time with these type of guys!!!

Epilogue: The next morning when the young barmaid awoke she walked down stairs to the kitchen where her father was reading the morning paper. Does it say anything about the fight in the bar yesterday she asked her father? Yes he said as he pointed to a small article in the back of the paper “Yankees and Mets fans Brawl it out in small town bar” the story went on to explain how all the men where given tickets for disorderly conduct and released. That’s it she screamed at her father these men trash the bar, scare the hell out of me, They should all be in jail and all they get is Tickets!!! Calm down sweetheart her father said as he hugged her, The way your acting one would think it had been a bunch of rowdy Bikers in the bar yesterday! Those Guys would have been locked away, But it was only Sports fans!

Story By Your Bro L.J. James

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Access to Free Public Records – Court Records

Posted By Bobbie McKee on April 26, 2009 @ 3:02 am
by Bobbie McKee

Some individuals are too busy with their work and so they can’t afford to consume a lot of their time in accessing free public records. Most of them don’t have luck in getting free public records for free, no matter how hard they try. Well, don’t lose hope yet because you might just be searching in the wrong places. There is lots of information resources online that can help in obtaining free public records like the court documents and you need to know about them.

Once you find out how to obtain free public records, you will have less difficulty in getting the court records you need. The law mandates the government to provide easy accessibility of public records to the general public. The citizens of the US are privileged to access various public records but this doesn’t mean that the people can already abuse such privilege. If you want to get a certain public record, you have to make a request to the concerned government agency and the agency will decide on your request. Invalid requests can be turned down especially those that involve national security issues and the safety of some individuals in sensitive court cases.

Public records are usually obtained after paying a certain fee and if you can’t afford to pay for the public records, you can obtain free public records. Free public records can be requested from other online providers. This is a much faster and simpler way of accessing public records without paying anything.

Most online public records search sites offer various types of records like birth, death, marriage, divorce, criminal, court, and many other records. With so many free search sites to choose from, it’s very easy to fall victim to online scammers. Online searches should therefore be conducted in secured sites to ensure your safety. Remember that when you request for any public record, you will also need to provide some of your personal details; ensuring your safety should also be among your priority.

When looking for court and criminal records, you have to make sure that you choose updated websites. Some free sites maintain limited databases and so there are times when the information is not updated. This is one consideration when looking for good search sites. Even free sites should maintain updated public records and for this reason, it’s a good idea to stick with reputable and established websites.

You have to know the right places to search so that you can get the court or criminal records you need. Once you learn about the good free sites to visit, you will soon realize that it’s very easy to obtain public records.

Looking for public records was difficult many years ago but this time, it’s quite different. You don’t need to drop by at different court jurisdictions just to look for the court or criminal records you need. With an internet connection at home or in the office, you can already browse different websites to request for the public records.

So if you need to get copies of free public records like the court documents, start looking for reputable free search sites that maintain updated databases of public records. This is the only way to get the records you need for free. Try to browse several secured free search sites so that you can also verify some of the pieces of information you’ve gathered.

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Have A Low Credit Score?

Posted By Henry Dickson on April 25, 2009 @ 3:07 am
by Keith Harris

Figuring out how to improve your credit score might require an amount of effort on your part. A credit score is an indicator of your fiscal solvency and it is crucial if you need to borrow money from lenders. Any loan or credit that you apply for, have high chances of getting rejected if you have a low evaluation.

Your credit rating is an indicator of your fiscal stability and dependability. From this lenders and credit institutions may be able to guess your standing as a borrower. This is because your credit rating has been arrived at using certain formula based on your borrowing and repaying behavior and several other factors. The credit score is also called the FICO score after the credit scoring formula developing company, the Fair Isaac Corporation (FICO).

When you have a low-level ranking, it tells the lender right away that you are not a very great candidate as a borrower. This may be based on your past credit accounts from which you may have defaulted on, late payments of debts, bankruptcy or foreclosure issues that you may have in the past and other similar factors. The higher your score, the more attractive you are as a borrower in the eyes of the loaners which might mean that your credit application is more likely to be approved.

There are plenty of ways to improve your credit rating and one of them is to analyze your current credit status. If you do have outstanding credit to take care of, it would be good to pay your accounts on time because delinquent payment of your outstanding debts has a major negative impact on your credit ranking. The quicker you clear your dues the better your credit history.

If you do find yourself missing on some payments, it may be wise to get current as quickly as possible on your payments if you so can. Staying current with your outstanding credit accounts may also have an effect on your credit rating. What’s more, your credit record, along with the missed or delinquent payments, may reflect on your credit status and will stay there for a period of 7 years. Even when you are clear of all your dues, these remain as a permanent black spot on your credit history.

If you find that you are unable to handle the outstanding situation anymore, it makes sense to contact either the creditors or take professional advice from a credit counselor. These actions may not immediately amend your evaluation but the sooner you act in managing your debts well and paying your bills on time the quicker your credit report will improve.

When you amend your credit score, you automatically become suitable to take that loan or mortgage which you wanted. It would be frustrating for one to apply for some much needed credit and not get approved in the end, all because of a low score. Improving your credit score can also assure you that you have better credit options particularly during times that you might need it most.

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Enlightening Bangkok, Thailand

Posted By David Hughes on April 24, 2009 @ 3:08 am
by David Hughes

In this modern world people remain busy from morning till evening in performing various activities of their routine life. They hardly find any time to relax and enjoy this short life. Every day, same routine work creates dullness in a people’s lives. One becomes depressed from the worldly hardships and every once in a while needs to relax their tired mind and body.

What one can do to relax is to visit some place where he can enjoy himself. Places such as Bangkok the capital of Thailand which is commonly known as the land of smiles, are ideal place for such purposes. Thailand is great for those people who long to experience the true beauty of Asia. Most people prefer to visit Bangkok because of its mixture of modern activities with tradition backing it up.

Visiting Bangkok is a golden prospect for those people who are involved in history and have a lot of time to entirely discover Bangkok. One of the top ecological features of the capital is its rivers. The most well-known and important river of Bangkok is The Chao Praya River also known as “The River of Kings”. A lot of Bangkok’s history lies behind this river.

After visiting Bangkok the most important thing one would observe is that not like other contemporary cities of the world, the citizen of the Bangkok are pretty conventional and like to stick to their old customs of doing things. They prefer to do things like their ancestors used to do them and thus try to maintain their history in their modern generations.

This does not mean that they are far away from technology and are living like their ancestors, but it merely means that they do not wish to change their culture completely to bring modernism in their lives and try to mould modernism in their culture. Thus they live balanced lives with both modernism and their historic culture playing active parts in their lives.

The buoyant markets of Bangkok are also very renowned; they are to be found on the river and trade many valuable items and Thai handicraft which is a clear sign of cultural glory of the Thai people. They still make these products, even though they had been out dated years ago by their modern counterparts but their demand is still high and the people still produce these handicrafts to protect their traditions.

Erawan Shrine is fantastic place to visit on one’s journey to Bangkok. The shrine is situated on Ratchadamri Road and is certainly something worth seeing. The entire shrine is a representation of Thai ethnicity and is kept in high esteem by all the locals of the area as well as others all over Thailand. The scenery is simply tremendous and will surly indulge history lovers in its charms.

To cut a lengthy story petite, one should pronounce that Thailand is a land of substantial cultural activities and is thus a holiday trip is suggested to anyone who has some interest in ethnicity and history of the world. This is in fact a cultural hub in Asia.

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What are No Load Mutual Funds?

Posted By Terry K. Venova on April 23, 2009 @ 3:14 am
by Terry K. Venova

What do you do when you want to invest but you no nothing about choosing and investing in stocks or bonds? Simple, you invest in mutual funds. Mutual funds are a way to invest in a wide variety of stocks, bonds, and/or other investments, without having to spend the time or needing the expertise to research.

Mutual funds are pretty easy to understand. Everyone pools their money into a much larger investment. A fund manager does all the research and work to choose investments to invest in that are correctly diversified. They then use the pooled in money to invest in what they chose.

There are different types of mutual funds. Some funds charge fees and others don’t. A load fund will charge you a commission fee because they claim to get you a higher return on your investment.

Load funds will normally charge a fee based on the rate of return. If the fund were able to earn a return of 12 percent and they charged 2 percent, you get end up with a total return of 10 percent.

No load mutual funds do not charge you a commission fee. If you earn 10 percent on your investment, you receive 10 percent on your investment. This is what makes no load mutual funds that much more appealing.

Are load mutual funds superior to no load funds because they charge a fee? Nobody can guarantee a higher return. The stock market is all up to chance and to say this is misleading. Honestly, even if they are able to earn a higher than average return, the fee will probably just cancel it out anyway.

If you invest in no load funds, you get the entire return, which can mean more money. If you really think a load fund can earn you more, than go for it. Otherwise, it might just not be worth it.

You could choose load or no load, it’s up to you. Just keep in mind that one is not always better than the other. If that was the case, there wouldn’t be a choice. Look for the best mutual fund to invest in.

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