We went out the other day with some friends for dinner. We were a bit short for supper, so we stopped at a cash advance store along the way. Even though payday was a few short days away, I didn’t want to feel embarrassed that we couldn’t afford to go out with them.
But I felt guilty.
I felt very much like I was cheating on a diet. You see, we just went through a debt consolidation in an attempt to get our finances in order. We were doing really good until my husband’s best friend came to town, and he has been trying to keep up with his spending.
I was hoping that we could get our debt under control so that we could get a home refinance loan and renovate our home a bit. The wallpaper from the 1980s is kind of getting to me, and I think that we need to spruce up our home a bit.
Until my husband and I are on the same page financially, I don’t think that it will happen. I just hope I can sit down with him and he will listen to me – I just don’t want to feel guilty borrowing money anymore.